At Mission Valley Ford, we are thrilled to announce that Ford Motor Credit has launched its newly Enhanced & Extended First-Time Buyer (FTB) Pilot Program. Running through December 31, 2026, this joint initiative with Ford Motor Company makes driving off the lot in a brand-new or certified pre-owned vehicle easier and more affordable than ever.
Ford has significantly slashed upfront requirements and expanded vehicle eligibility so you can secure a great ride without the typical hurdles of having no prior auto credit history. Here is everything you need to know about this game-changing program.
Eligible Vehicles: From Rugged Trucks to Sleek EVs
Whether you need a family SUV, or a work-ready truck, Ford has included its most popular models in this program. The expanded vehicle eligibility includes:
- New Vehicles: Bronco, Bronco Sport, Escape, Explorer, F-150, F-150 Lightning, Maverick, Mustang, Mustang Mach-E, and Ranger.
- Pre-Owned Vehicles: Select used vehicles up to five years old.
Simple Qualifications to Get Started
Ford has kept the core criteria straightforward to maximize accessibility, including:
- Credit Profile: Minimum 620 FICO score with no prior auto tradelines, and no history of repossessions, charge-offs, or bankruptcies.
- Flexible Terms: Up to 84 months on standard retail financing (or 66 months for Flex Buy) for personal use vehicles.
- Financing Caps: Up to 105% Loan-to-Value (LTV) with a maximum of $50,000 financed.
Visit Mission Valley Ford Today!
This special pilot program runs for a limited time and concludes on December 31, 2026. There has never been a better opportunity to participate in Ford’s First Time Buyer program to drive away in the Ford vehicle of your dreams. Contact Mission Valley Ford or visit our dealership in San Jose, CA to get started.
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