Mission Valley Ford

Get Pre-approved


Get Pre-Approved for an Auto Loan in Northern CA

Pre-Approved Car Loans at Mission Valley Ford Trucks

Mission Valley Ford Trucks in San Jose, CA can get you pre-approved for a car loan with our easy four-step process. Simply fill out the fields, and our finance team will contact you with your customized financing options. Do you have less-than-perfect credit or worry that past financial problems will keep you from getting credit approval to buy a car? Don’t let that hold you back from applying for credit with us. We work hard for every customer, no matter their credit history.

Benefits of Getting Pre-Approved for an Auto Loan

Getting pre-approved for a car loan helps set a sensible budget for car shoppers. If you know how much you can borrow when you enter our dealership, searching for the perfect car is that much easier! Once you know how much you can afford, you can put your focus on the vehicle. Pre-approval will limit distractions like cars out of your price range and uncertainty about what you can and can’t afford. It's an easy way to bring everything into sharper focus. Best of all, having our finance department get you pre-approved will save time and cut down on any stress you may be feeling about shopping for a new car. Wondering how much you might be able to afford? Try our helpful payment calculator.

What’s Pre-Approved Vs. Pre-Qualified for a Car Loan

When shopping for a car or truck, there is a lot of talk about being pre-qualified or getting pre-approved for a loan. They sound similar, but they mean two different things. So, what's the difference?

  • Pre-Qualified: : Getting pre-qualified for a loan means that you are likely to be offered a loan at a given interest rate. It's not an offer for a loan from a bank. It's just a general understanding that you would likely be approved for a loan based on limited financial and personal information. There is no hard credit check done, and rates could change based on the outcome of a complete financial check.
  • Pre-Approval: This is a more serious look into a buyer’s credit history. If you're pre-approved, it means there's been a hard credit check performed, and you're likely to get the rate offered with the pre-approval. Those pre-approved are closer to completing their purchase than someone who is pre-qualified for a loan.

Get Pre-Approved for a Car or Truck Loan Today!

 
Getting pre-approved for an auto loan takes care of an essential step in the car buying process and is one less thing to worry about when shopping at our dealership. At Mission Valley Ford Trucks in San Jose, CA, we can help you get pre-approved, so you'll know exactly what your price range is for a stress-free experience. Even if you don’t think you have great credit, don’t let that stop you from exploring your options. Our easy four-step process will provide you with a customized financing option. Contact us for help with pre-approval today!

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